General insurance helps us to protect ourselves and the things we value such as our home, our car and our valuables, from the financial impact of risks, from fire, flood, storm and earthquake, theft, accidents, travel mishaps and even from the costs of legal action against us. we can choose the types of risks we wish to cover by choosing the right kind of policy with the features we needed.
Accident insurance helps you to pay for the medical and out-of-pocket costs that you may incur after an accidental injury. This includes emergency treatment, hospital stays and medical exams and other expenses you may face such as transportation and lodging needs.
Medical insurance is a type of Insurance coverage that pays for medical and surgical expenses incurred by the insured. Medical insurance can reimburse the insured for expenses incurred from illness or injury or pay the care provider directly.
Medical Insurance policy offer protection cover for insurer & their family members for any Injury or disease related contingencies like hospitalization, Medical expense, surgical expense, organ transplantation etc.
Property insurance is a policy that provides financial reimbursement to the owner or renter of a structure and its contents in the event of damage or theft. Property insurance can include property owners insurance, property renters insurance, flood insurance and earthquake insurance.
This is the class of Insurance through which a majority of the people recognize general Insurance and that too because it is compulsory for all motorized vehicles to have an Insurance policy against third party liability before they can come on road. Though this class of Insurance is the major source of premium earnings for the Insurance companies it is also the class which is showing the biggest losses. 3.1 OBJECTIVES At the end of this lesson, you will be able to: z Know the meaning of Motor insurance z Buy the Motor insurance z Settle the claim under Motor insurance/Third Party z Know what is not covered under Motor insurance For purpose of insurance, motor vehicles are classified into three broad categories: (a) Private cars (b) Motor cycles and motor scooters (c) Commercial vehicles, further classified into (I) Goods carrying vehicles (II) Passenger carrying vehicles e.g. – Motorized rickshaws – Taxis – Buses
Travel insurance for independent travelers and intrepid families. You’d rather not think about all of the things that might go wrong on your trip, but these things can and do happen.
World Nomads travel insurance has been designed by travelers for travelers, to cover your trip essentials. Even if you run out of travel insurance or leave without it, World Nomads can cover you. We don’t just keep you and your family protected, with us, you’ll travel smarter and safer.
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